HDFC Bank To Reveal Q3 FY25 Financial Results Today, January 22, 2025
HDFC Bank is set to announce its Q3 FY25 financial results today, January 22, 2025. The bank’s management will host an earnings call at 6 PM IST to discuss the performance and provide insights into its strategy moving forward.
Market analysts anticipate a mixed performance for the quarter. The bank’s net profit is projected at Rs.16,097 crore, marking a 1.7% decline compared to Rs.16,372.5 crore in the same quarter last year. Despite the dip in profitability, the Net Interest Income (NII) is expected to grow by 7.4%, reaching Rs. 30,584.9 crore. However, the Net Interest Margin (NIM) could narrow by 14 basis points, settling at 3.58%.
Other important indicators to monitor include asset quality and loan growth. The bank’s Gross Non-Performing Assets (GNPA) are expected to rise slightly to 1.43%, up by 7 basis points. Meanwhile, loan growth is anticipated to be modest, increasing just 0.9% on a quarter-over-quarter basis.
These projections highlight both opportunities and challenges faced by the bank during the quarter. The official results and management commentary will provide a clearer picture of the bank’s financial health and future direction.
